Saving $300 per month on car insurance may appear to be a daunting task, but it is achievable with the right techniques and strategies. It requires time, effort, and research to find the best deals on insurance policies, but it is worth the investment in the long run.

1. Shop Around: Because of the competitive nature of car insurance companies, it is essential to compare prices and policies across different companies. Online comparison tools are easily available to find quotes from multiple companies to compare prices, benefits, and coverage.

2. Raise Deductibles: A deductible is the amount of money one needs to pay before the insurance company starts paying. Raising deductibles decreases the premium costs, but the driver should consider whether the cost savings are worth the potential risk in the event of an accident.

3. Drive Safely: Safe driving is the most significant factor that impacts insurance premiums. Maintaining a clean driving record, taking safe driving courses, and installing safety features in the vehicle can reduce the chances of accidents and, consequently, lower insurance premiums.

4. Bundle Insurance Policies: Bundling multiple insurance policies by purchasing them from the same provider can reduce the overall cost of insurance. Home, life, and health insurance policies from the same provider can lead to discounts and cost savings.

5. Monitor Credit Score: Several insurance providers use credit scores to evaluate the financial risk of an individual. Better credit scores can result in lower insurance premiums, as it signals lower financial risk.

Saving $300 per month in car insurance is achievable by adopting effective strategies and making informed decisions. With the right tools and guidance, it is possible to achieve significant savings on car insurance while still having comprehensive coverage.

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Intro 00:00
Wondershare UniConverter 01:00
Make & Model of the car 02:18
Age 03:07
Driving Course 03:25
Location 04:07
Winter Tires 04:36
Safety features 05:00
Licenses and Third-party insurance 05:30


  1. Raghubir Singh

    Bro i recently buy elentra 2018 and i got TD insurance per month $518..
    Per month now i want to cancel because its too expensive for me….
    Ab cancel krvana h to penalty laga rhe h… they didn't count my HOME COUNTRY driving license experience i have extract and everything..


    Can you help with insurance companies that consider Indian experience or any specific procedure to be followed so that they consider our Indian experience

  3. Lights Canada Action

    Hi Sahil, please tell my husband has experience from 1999 to till date and validity of license is upto 2028..but there is gap between 2018 to 2022 due to lost of license and no latest experience but has good experience in past..
    So can he get g license directly?

    Please guide

  4. Harmeet Kaur

    Hi Sahil,
    A point worth adding. Don’t laminate the DL extract while getting it from your hoke country, they don’t approve original documents that are laminated. I made this mistake and so the DL extract was not considered in the process.

  5. Atul Khullar

    I am new in Canada.I got my G2 license yesterday and now want to buy a car.I had added my Indian driving (since 2002)experience here.I had contacted 2-3 insurance companies but didn't find any giving discount on Indian Experience.
    If you please guide me about which company will give discount on my Indian driving experience

  6. Latika Gupta

    hey, I am looking for car insurance. All the companies I have spoken with don't consider driving extract. Can you give few names of the companies which do?

  7. gurnoor singh

    Does anyone know which company accepts Indian driving history?
    Here are the ones I called who do NOT accept it (let’s collaborate in the comments 🙂 ) –
    – TD Insurance
    – Desjardins

    Also, is there a way to get Indian driving history online? Or do some companies accept just the issue date on license as the proof?